Free to download · Non-custodial wallet · Virtual debit card
Your money shouldn't be limited by where you live.
Discover a more flexible way to manage digital assets and payments with BIX. Explore a non-custodial crypto wallet, supported digital payment features, and a virtual debit card designed for eligible users.
The app is free to download. Transaction fees apply when you use it, and are shown before you confirm. Eligibility, verification, and regional restrictions apply.
Independent BIX partner page, not operated by BIX.
$0.00
Deposit stablecoins to start
- UUSDTSupported
- UUSDCSupported
- EETHSupported
- SSOLSupported
The problem
Getting access to your own money shouldn't be this hard.
You earn it, you save it, and you should be able to move it. Yet for millions of people across the Caribbean, Africa, Latin America, and beyond, everyday financial tasks still come with delays, deductions, and restrictions.
Waiting on your own money
International transfers can take days to arrive, and you're left checking your account while bills keep coming.
Fees that chip away at every payment
Transfer charges and conversion costs mean the amount that lands is often less than what was sent.
Options decided by your address
Some services, platforms, and payment methods simply aren't offered where you live, no matter how capable you are.
Online income, offline friction
Getting paid by international clients and paying for global tools can mean juggling workarounds and middlemen.
BIX offers another option: a mobile wallet for supported digital assets, paired with a virtual debit card for eligible users. It won't remove every restriction, but it can add flexibility where you have few choices today.
Join NowThe solution
Meet BIX: more options for managing your money.
BIX is a mobile app that brings a crypto wallet and a virtual debit card together. In plain terms: you can hold supported digital assets in a wallet you control, and, once eligible, use a virtual card for everyday payments.
BIX describes its wallet as non-custodial: according to its official disclosure (opens in a new tab), BIX does not hold your wallet assets or control your private keys. BIX is a technology platform, not a bank; card services are provided by third-party institutions.
Register in the BixPay app
Create your account on Android or iOS with your email, then verify it from your inbox.
A wallet for supported crypto
Hold and manage the assets and networks available in the app, including stablecoins like USDT and USDC.
Create a virtual debit card
Once you meet the requirements and pay the setup fee shown in the app, you can create a virtual card.
Add it to Apple Pay
The official guide walks through adding your virtual card to Apple Wallet on iPhone, where supported.
Identity verification built in
Account and identity checks are part of onboarding to keep access compliant with applicable rules.
Card spending uses USDT on supported chains, as shown in the app: BNB Smart Chain, Ethereum (ERC-20), Base, Optimism, and Solana.
Assets available for deposit in the app guide
- USDT
- USDC
- ETH
- SOL
- BNB
- POL (MATIC)
- TRX
- AVAX
Networks
- Ethereum
- Tron
- BNB Smart Chain
- Base
- Arbitrum One
- Solana
- Polygon
- Optimism
- Avalanche C-Chain
Supported assets and networks can change. Always check the app before sending, and send only on the network shown. Sending on the wrong network can mean permanent loss.
Benefits
What BIX can change about how you handle money.
- 01
More control
With a non-custodial wallet, you authorize your own transactions. That also means you're responsible for keeping your login and access details safe.
- 02
Cross-border flexibility
Another way to hold and move supported digital assets when traditional services are slow, costly, or unavailable to you. Not every transfer type is supported.
- 03
Digital payment convenience
Create a virtual debit card and add it to Apple Pay, where supported. Card issuance, availability, and use depend on eligibility and region.
- 04
A digital-first experience
Your wallet, card, and settings live in one mobile app, so managing supported assets and payment tools happens from your phone.
A note from Edsel
Why I share BIX with my network
Too many people I know work hard, earn well, and still get stuck because of where they live. Sending money, paying online, or receiving monies online in a stable currency shouldn't feel like a privilege.
BIX is free to download, you stay in control of your own wallet, and fees are shown in the app before you confirm anything. I'd rather you see it for yourself than take my word for it.
Edsel Theodore
Independent BIX Partner
How it works
Three simple steps to your wallet.
No paperwork at a branch. Everything happens online and in the BixPay app.
- 1
Step 1
Join BIX
Tap Join Now to register through the official registration page, then follow the instructions to create your account. You'll also download the BixPay app (Android or iOS), register with your email, and confirm it from the verification email.
- 2
Step 2
Complete verification
Follow the identity checks in the app: choose your document's issuing country and type, capture your ID, complete a short liveness check, upload proof of address, fill in your profile, and answer a few questionnaires. Then wait for your verification status. Approval depends on the applicable requirements.
- 3
Step 3
Explore your wallet
Once approved, explore the wallet and the payment options available to you. Depositing crypto means sending it from an exchange to your BIX wallet address on the right network, and creating a virtual card involves a setup fee shown in the app before you pay.
Approval is subject to eligibility, regional restrictions, and verification.
Who it's for
Built for a world that doesn't stop at borders.
Sending or receiving money internationally
Family support, shared expenses, or payments between countries.
Freelancers and remote workers
Exploring digital financial tools alongside the services you already use.
Online entrepreneurs
Looking for flexible ways to manage supported digital assets.
Crypto learners
Ready to understand wallets and take more responsibility for your own assets.
Existing crypto users
Interested in adding wallet and virtual card features to your setup.
BIX does not support every country, employer, payment platform, bank, or transaction type. Check availability for your situation during registration.
FAQs
Honest answers before you join.
Crypto isn't risk-free, and BIX isn't right for everyone. Here's what to understand first.
More questions? Visit the BIX Help Center (opens in a new tab) or email support@bix.fi (opens in a new tab).
Is BIX suitable for beginners?
The app is designed to be simple, and the official guide walks through registration, verification, deposits, and card creation step by step. That said, crypto has a learning curve. You'll need to understand basics like wallet addresses and networks, and to double-check details before sending anything.
What does a non-custodial wallet mean?
It means the company doesn't hold your assets for you. BIX's Non-Custody Disclosure (opens in a new tab) states that users retain control of their wallets and authorize their own transactions, and that BIX does not possess users' private keys or hold their wallet assets. More control also means more responsibility for keeping your access secure. Services from third-party providers, such as the card, may involve separate arrangements under their own terms.
Do I need to complete identity verification?
Yes. The official guide describes identity document capture, a liveness check, proof of address, profile completion, questionnaires, and a review of your verification status. Approval is subject to the company's assessment and eligibility criteria.
Is BIX free? Are there fees?
The BixPay app is free to download. Fees apply to transactions: creating a virtual card involves a setup fee that the app shows before you confirm payment, and sending crypto on a blockchain usually involves network fees. Fees can change, so review the amount shown in the app and the Cardholder Agreement (opens in a new tab) before you pay.
Can I use BIX in my country?
It depends. Access is subject to regional restrictions, the specific service, the third-party provider, and your eligibility. Having the app does not guarantee access to every feature. You'll see what's available to you during registration and verification. If you're unsure, contact BIX support (opens in a new tab).
Can I use the virtual card with Apple Pay?
The official guide shows how: open the Wallet app on your iPhone, tap "+", choose Debit or Credit Card, enter the card details revealed in the BixPay app's Cards section, then agree to the terms and complete verification. Availability depends on your device, region, and eligibility.
Are cryptocurrency transactions reversible?
Generally, no. Once a blockchain transaction is confirmed, it usually can't be undone. Sending to the wrong address or on the wrong network can mean the funds are permanently lost. The app itself warns you to send only the specified asset on the specified network.
What should I know about cryptocurrency risks?
Crypto prices can rise and fall sharply, and even stablecoins carry risks. Transactions may be irreversible, and losing access to your account credentials or recovery information can result in loss of funds. A BIX wallet is not a bank deposit and shouldn't be assumed to carry deposit insurance. Only use money you can afford to manage this way, and read the Terms of Use (opens in a new tab) before joining.
Take a more flexible approach to your digital money.
Explore the tools available through BIX and see whether they fit your needs.
Eligibility, identity verification, regional restrictions, approval requirements, and fees apply. Cryptocurrency values can fluctuate, transactions may be irreversible, and losing access to your credentials can result in loss of funds. BIX is a technology platform, not a bank; card and other regulated services are provided by third-party institutions. Nothing on this page is financial advice.